Simple, I dont have 4 billion dollars, you folks don't get 5G.
I don't need any of that $ for myself.
In all honesty, 5th generation back haul is not really in place. 5th generation backhaul does exist, but won't be mature until 2020ish. Then for consumer side the spectrum is lacking, there will not be 100mhz wide channels, likely aggregates of 20mhz, which is still in testing.