Lynyrd65 nailed it. Why "waste" your upgrade on a device that only retails for $350 from Google Play. It's all about cost of money, right? My plan is to purchase this off contract, sell my current device and then still be eligible for an upgrade next year if I choose to be. If you are going to lock into another two years with a phone, it should be for the most bang for your buck possible, right? Not to say the N5 isn't great device, but you never know what is around the corner. There is already quite a bit of talk about 64 bit processors for early / mid next year.