jamesinclair Posted October 17, 2014 Share Posted October 17, 2014 But if you have the cash, you can earn a full 10% and not half. Plus, I don't think anyone should borrow money to make money if there is ANY risk in the making money part. Because you could lose money and still owe the debt. The modern global economy is built on this idea. You just need to be on the "bail me out" list if problems come up. Quote Link to comment Share on other sites More sharing options...
David Mackler Posted October 17, 2014 Share Posted October 17, 2014 But if you have the cash, you can earn a full 10% and not half. Plus, I don't think anyone should borrow money to make money if there is ANY risk in the making money part. Because you could lose money and still owe the debt. True, but if the choice is between pulling funds out of a good investment to pay for a car -- and I wouldn't leave them sitting in a savings account with piddling interest rates -- or pulling out only a down payment and taking a sub-3% loan, the latter makes sense to me. In fact, that is what I just did a couple weeks ago when we replaced our 12 year old car. Paying cash is my preference generally, and I use my credit card sparsely and mainly for convenience, but I do consider the options in front of me each time. Quote Link to comment Share on other sites More sharing options...
mozamcrew Posted October 18, 2014 Share Posted October 18, 2014 True, but if the choice is between pulling funds out of a good investment to pay for a car -- and I wouldn't leave them sitting in a savings account with piddling interest rates -- or pulling out only a down payment and taking a sub-3% loan, the latter makes sense to me. In fact, that is what I just did a couple weeks ago when we replaced our 12 year old car. Paying cash is my preference generally, and I use my credit card sparsely and mainly for convenience, but I do consider the options in front of me each time. Think of it this way; paying cash on the car is a GUARANTEED return because you will be guaranteed to "make" whatever the interest rate was for financing the car. You can't compare a risky and risk free rates of return as if they are apples to apples, but at some point yeah, if the financing cost is low enough compared to what you'd make investing it (adjusting for the risk), then it totally makes sense to finance. Quote Link to comment Share on other sites More sharing options...
newboyx Posted October 18, 2014 Share Posted October 18, 2014 Sent from my Nexus 7 using Tapatalk 10 Quote Link to comment Share on other sites More sharing options...
S4GRU Posted October 18, 2014 Share Posted October 18, 2014 Sent from my Nexus 7 using Tapatalk I don't think I can BEAR it anymore!!! 4 Quote Link to comment Share on other sites More sharing options...
Deval Posted October 20, 2014 Share Posted October 20, 2014 Back on topic, with new plans, I've seen the Sprint stores busier and busier now. I walked by the Bryant Park store last week and it seemed like people were constantly walking in and out of the store. 6 Quote Link to comment Share on other sites More sharing options...
joshuam Posted October 20, 2014 Author Share Posted October 20, 2014 Did you all see Marcelo's tweet about a "Nexus4Life" announcement coming this week? He was replying to someone asking about it. 9 Quote Link to comment Share on other sites More sharing options...
twospirits Posted October 20, 2014 Share Posted October 20, 2014 Did you all see Marcelo's tweet about a "Nexus4Life" announcement coming this week? He was replying to someone asking about it. That would be awesome for those that buy Nexus every year. Actually makes sense. Folks love their iPhones and folks love their Nexuses. Now all Marcelo needs to do is make a 4Life campaign for the Galaxy lines (especially the Notes). Then the cycle would be complete. Sorry Windows/Blackberry folks, no soup for you. TS 3 Quote Link to comment Share on other sites More sharing options...
JonnygATL Posted October 20, 2014 Share Posted October 20, 2014 Did you all see Marcelo's tweet about a "Nexus4Life" announcement coming this week? He was replying to someone asking about it. Did you all see Marcelo's tweet about a "Nexus4Life" announcement coming this week? He was replying to someone asking about it. This would be delicious. I don't really like my m8 at all and am getting either the iPhone 6 or the Nexus 6. Would prefer the Nexus though. Quote Link to comment Share on other sites More sharing options...
WiWavelength Posted October 20, 2014 Share Posted October 20, 2014 Did you all see Marcelo's tweet about a "Nexus4Life" announcement coming this week? He was replying to someone asking about it. That would be awesome for those that buy Nexus every year. I doubt that a "Nexus for Life" would work quite as well as the "iPhone for Life." Too much variability in Nexus handsets. To illustrate, imagine that a "Nexus for Life" program had been instituted last year. Thus, for the past year, you have been driving a nice luxury sedan. Your year is up, so you roll in to Sprint and turn in your old Nexus for your new Nexus. The salesman takes your keys, hands you the keys to a 45 foot RV, and says, "There you go." Not a happy camper... AJ 5 Quote Link to comment Share on other sites More sharing options...
dedub Posted October 20, 2014 Share Posted October 20, 2014 This would be delicious. I don't really like my m8 at all and am getting either the iPhone 6 or the Nexus 6. Would prefer the Nexus though. have you tried the google now launcher? for most purposes it nearly turns an m8 into a nexus (other than the obvious google updates). Also, it is possible to turn the m8 into a full google play version. 1 Quote Link to comment Share on other sites More sharing options...
Johnner1999 Posted October 20, 2014 Share Posted October 20, 2014 I have a feeling, it's not the nexus we know. Rather the mystical Android Silver phones. Which would make more sense. Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
Johnner1999 Posted October 20, 2014 Share Posted October 20, 2014 That said. Would a typical android user wait 2 years? Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
dedub Posted October 20, 2014 Share Posted October 20, 2014 That said. Would a typical android user wait 2 years? typical android user, or typical s4gru android user? Based up on how many older android devices are still out there, I would say yes the typical android user would wait 2 years... but the typical s4gru user is probably around 6 months (or whenever the next new phone comes out lol). 4 Quote Link to comment Share on other sites More sharing options...
caspar347 Posted October 20, 2014 Share Posted October 20, 2014 Thus, for the past year, you have been driving a nice luxury sedan. Your year is up, so you roll in to Sprint and turn in your old Nexus for your new Nexus. The salesman takes your keys, hands you the keys to a 45 foot RV, and says, "There you go." Not a happy camper... AJ This is the best analogy for the situation I've heard so far. 1 Quote Link to comment Share on other sites More sharing options...
twospirits Posted October 20, 2014 Share Posted October 20, 2014 ^ Correct, AJ brings a very valid point. Hits it on the nail again, best analogy yet, still, I like big cars and phones so bring it on Marcelo make it so. TS Quote Link to comment Share on other sites More sharing options...
WiWavelength Posted October 20, 2014 Share Posted October 20, 2014 ^ Correct, AJ brings a very valid point. Hits it on the nail again, best analogy yet, still, I like big cars and phones so bring it on Marcelo make it so. We just so happen to have a photo of you in your car on your phone... AJ 4 Quote Link to comment Share on other sites More sharing options...
Nickel Posted October 20, 2014 Share Posted October 20, 2014 That guy doesn't look anything like TS. Quote Link to comment Share on other sites More sharing options...
WiWavelength Posted October 20, 2014 Share Posted October 20, 2014 That guy doesn't look anything like TS. Have you never seen Dave in a suit and tie? He cleans up nicely. AJ Quote Link to comment Share on other sites More sharing options...
twospirits Posted October 20, 2014 Share Posted October 20, 2014 lol That's my CIA/NSA/FBi look. Now I have to take you all out. And I am not talking about dinner either. TS 4 Quote Link to comment Share on other sites More sharing options...
CaptainSlow Posted October 20, 2014 Share Posted October 20, 2014 Well, that's a Mercedes so technically it's both a luxury car and RV in one. 1 Quote Link to comment Share on other sites More sharing options...
S4GRU Posted October 20, 2014 Share Posted October 20, 2014 We just so happen to have a photo of you in your car on your phone... AJ That looks like my Dad (20 years ago). And that looks like my area in the background. Looks just like that out my office window. 2 Quote Link to comment Share on other sites More sharing options...
jamisonshaw125 Posted October 20, 2014 Share Posted October 20, 2014 Well, that's a Mercedes so technically it's both a luxury car and RV in one.everything you post, I can't help read in Mays voice. Sent from my iPhone 6 on Crapatalk 6 Quote Link to comment Share on other sites More sharing options...
Nickel Posted October 21, 2014 Share Posted October 21, 2014 lol That's my CIA/NSA/FBi look. Now I have to take you all out. And I am not talking about dinner either. TS How about a movie? We could wait a couple months and go see the new Hobbit movie. 1 Quote Link to comment Share on other sites More sharing options...
jreuschl Posted October 21, 2014 Share Posted October 21, 2014 That looks like my Dad (20 years ago). And that looks like my area in the background. Looks just like that out my office window. He's using the latest from Samsung, the Galaxy MegaPhab Allband edition. Or the Nexus 7 Phone. 2 Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.